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Tag Archives | Mortgage

News: Down Payment Resource identifies 2,833 homeownership programs nationwide in Q3 2026 | CitizenWire

ATLANTA, Ga. /CitizenWire/ — Down Payment Resource (DPR), the housing industry’s leading affordability intelligence platform, today released its Q3 2026 Homeownership Program Index (HPI) report, identifying 2,833 programs nationwide. The total is up 87 programs, or 3.2%, from 2,746 in Q2 2026, marking a new survey high.

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News: Down Payment Resource inks contract with ARMLS to expand access to down payment assistance | CitizenWire

ATLANTA, Ga. /CitizenWire/ — Down Payment Resource (DPR), the housing industry’s leading affordability intelligence platform, today announced a partnership with ARMLS® (Arizona Regional Multiple Listing Service). Founded in 1982 and based in Tempe, Arizona, ARMLS has grown into one of the largest MLSs in the country, serving more than 38,000 subscribers.

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News: Floify adds asset verification, completing its Floify Verify suite | CitizenWire

BOULDER, Colo. /CitizenWire/ — Floify, the mortgage industry’s leading point-of-sale (POS) solution, today announced the launch of Verification of Assets (VOA) within Floify Verify, its native verification service powered by Argyle. Lenders using Floify have been able to verify income and employment directly through Floify Verify for some time.

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News: Dark Matter Technologies names new CTO, CFO and general counsel | CitizenWire

JACKSONVILLE, Fla. /CitizenWire/ — Dark Matter Technologies (Dark Matter), an innovative leader in home lending technology, today announced the promotions of Don Oliver to chief technology officer, Chris Medvidofsky to chief financial officer and Blaine Prober to general counsel. All three have been with Dark Matter since it launched in 2023. The timing reflects how […]

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News: Optimal Blue report: Non-QM bucks September slowdown as mortgage rates surge | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today released its September 2026 Market Advantage mortgage data report, which found non-qualified mortgage (non-QM) lending continued to expand even as rising rates weighed on broader mortgage activity. Total rate-lock volume declined 2% month over month (MoM), 21% over the past three months and 26% year over year (YoY). […]

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News: Friday Harbor launches Safe Harbor QC with insurance-backed warranty from an A+ rated global insurer | CitizenWire

CHICAGO, Ill. /CitizenWire/ — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced Safe Harbor QC, a new pre-closing quality control solution that combines a comprehensive loan review with a warranty backed by a global insurer rated A+ (Superior) by AM Best with […]

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News: Optimal Blue acquires Usherpa to provide originators with tools to win more business by connecting eligibility, pricing and borrower engagement | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today announced it has acquired Usherpa, a marketing automation and borrower relationship engagement platform purpose-built for mortgage professionals. The acquisition expands Optimal Blue’s ability to help lenders win more business by bringing borrower engagement capabilities closer to the product, pricing and eligibility solutions that over 200,000 originators use to […]

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News: Optimal Blue Streamlines Best Efforts Lock Execution for Lenders | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today announced that its direct lock functionality now integrates with Fannie Mae’s Pricing & Execution – Whole Loan® (PE – Whole Loan) platform. The integration allows lenders using Optimal Blue’s product, pricing and eligibility (PPE) engine to execute best efforts locks with Fannie Mae through real-time, system-to-system connectivity without […]

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News: LenderLogix and Jerry Help Mortgage Borrowers Secure Home Insurance with One Click | CitizenWire

BUFFALO, N.Y. /CitizenWire/ — LenderLogix and Jerry today announced an integration that helps mortgage borrowers proactively secure homeowners insurance once they’ve submitted their mortgage application. Within LenderLogix’s LiteSpeed point-of-sale platform, borrowers can seamlessly shop for homeowners insurance directly from their borrower dashboard.

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News: FirstClose collaborates with Cotality to deliver a streamlined home equity lending platform designed for a 7-day close | CitizenWire

AUSTIN, Texas /CitizenWire/ — FirstClose™, a leading fintech provider of data and workflow solutions for home equity and mortgage lenders nationwide, today announced a strategic alliance with Cotality™, a leading global property information, analytics and data-enabled solutions provider that supports 80% of real estate transactions in North America.

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News: Home equity lenders report an average per-loan impact of $753.04 from execution improvements | CitizenWire

AUSTIN, Texas /CitizenWire/ — FirstClose™, a leading fintech provider of data and workflow solutions for home equity and mortgage lenders nationwide, today released the results of an independent study by MarketWise Advisors, LLC, examining the value of improvements in operational readiness and execution for home equity lenders. Participating lenders reported an average financial and operational […]

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News: Down Payment Resource adds three new team members to support lenders, HFAs and community programs | CitizenWire

ATLANTA, Ga. /CitizenWire/ — Down Payment Resource (DPR), the housing industry’s leading affordability intelligence platform, today announced three additions to its team: Melissa Roy as a partner solutions engineer, April Espinosa as a down payment assistance programs specialist and Jeff Smith as a housing finance agency (HFA) relationship manager.

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News: Down Payment Resource adds three new team members to support lenders, HFAs and community programs | CitizenWire

ATLANTA, Ga. /CitizenWire/ — Down Payment Resource (DPR), the housing industry’s leading affordability intelligence platform, today announced three additions to its team: Melissa Roy as a partner solutions engineer, April Espinosa as a down payment assistance programs specialist and Jeff Smith as a housing finance agency (HFA) relationship manager.

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News: Analysis: Neighborhood income data understates mortgage access gaps | CitizenWire

DES MOINES, Iowa /CitizenWire/ — New analysis from iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, finds that mortgage access gaps for low-income households are substantially wider than neighborhood-level data suggests. The analysis draws on the last five years of Home Mortgage Disclosure Act (HMDA) data.

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News: Analysis: Neighborhood income data understates mortgage access gaps | CitizenWire

DES MOINES, Iowa /CitizenWire/ — New analysis from iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, finds that mortgage access gaps for low-income households are substantially wider than neighborhood-level data suggests. The analysis draws on the last five years of Home Mortgage Disclosure Act (HMDA) data.

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News: Service 1st marks 100 years in business, extends beyond mortgage lending | CitizenWire

HAMMONTON, N.J. /CitizenWire/ — Service First Information Solutions LLC (Service 1st), a leading provider of credit reporting and verification solutions for the mortgage and other industries, is celebrating 100 years in business. Over the past century, Service 1st has expanded well beyond its roots in mortgage credit reporting.

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News: FocusOne Strengthens Digital Mortgage Capabilities with LenderLogix LiteSpeed | CitizenWire

BUFFALO, N.Y. /CitizenWire/ — LenderLogix, a provider of mortgage point-of-sale and automation software, today announced that FocusOne, a Credit Union Service Organization (CUSO), has implemented its LiteSpeed point-of-sale platform as part of its continued investment in technology designed to help credit union partners deliver a modern, streamlined mortgage experience to their members.

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News: FocusOne Strengthens Digital Mortgage Capabilities with LenderLogix LiteSpeed | CitizenWire

BUFFALO, N.Y. /CitizenWire/ — LenderLogix, a provider of mortgage point-of-sale and automation software, today announced that FocusOne, a Credit Union Service Organization (CUSO), has implemented its LiteSpeed point-of-sale platform as part of its continued investment in technology designed to help credit union partners deliver a modern, streamlined mortgage experience to their members.

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News: Floify names mortgage technology leader Bryan Traeger as general manager | CitizenWire

BOULDER, Colo. /CitizenWire/ — Floify, the mortgage industry’s leading point-of-sale (POS) solution, has selected Bryan Traeger as its new general manager. Traeger will lead Floify’s next phase of growth with a focus on expanding the company’s use of AI and push the boundaries of the borrower and lender experience. Traeger officially assumes the GM role […]

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News: Dark Matter Technologies and Mezzo bring one-to-many verification orchestration to lenders | CitizenWire

JACKSONVILLE, Fla. /CitizenWire/ — Dark Matter Technologies (Dark Matter), an innovative leader in home lending technology, today announced an integration with Mezzo, creator of the mortgage industry’s first one-to-many operating architecture for third-party services. Available through Dark Matter’s Exchange℠ Partner Marketplace, the integration gives lenders using the Empower® Loan Origination Solution a single gateway and […]

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News: Atlantic Bay helps Roc Solid Foundation pack 16,000 Ready Bags for families facing childhood cancer | CitizenWire

VIRGINIA BEACH, Va. /CitizenWire/ — Atlantic Bay Mortgage Group LLC (Atlantic Bay) joined nearly 1,800 volunteers at Norfolk Scope Arena on September 18 for Roc Solid Foundation’s inaugural Ready Bag Rally. In less than two hours, volunteers packed 16,000 Ready Bags to support families navigating a childhood cancer diagnosis. The rally was Roc Solid’s first […]

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News: ACES Quality Management launches ACES Population Testing | CitizenWire

DENVER, Colo. /CitizenWire/ — ACES Quality Management®, the leading provider of enterprise quality management and control software for the financial services industry, announced today the launch of ACES Population Testing™, which evaluates a financial institution’s loan origination pipelines and servicing portfolios against its defined policies and identifies the records that warrant a reviewer’s attention.

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News: FirstClose introduces Lender Portal to manage home equity borrower leads in one workspace | CitizenWire

AUSTIN, Texas /CitizenWire/ — FirstClose, a leading fintech provider of data and workflow solutions for home equity and mortgage lenders nationwide, announced today the launch of Lender Portal, a new workspace that lets loan officers manage borrower leads in one place, from initial contact through submission.

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News: Tim Cox rejoins Informative Research to lead the company’s business process automation efforts | CitizenWire

GARDEN GROVE, Calif., /CitizenWire/ — Informative Research (IR), a leading technology provider of data-driven credit and verification solutions for the lending industry, today announced that Tim Cox has rejoined the IR leadership team as executive vice president of business process automation. In this role, Tim will apply his industry expertise to support the company and […]

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News: Analysis: iEmergent’s 2025 U.S. mortgage forecasts closely track HMDA actuals | CitizenWire

DES MOINES, Iowa /CitizenWire/ — iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, today released a new analysis validating its 2025 forecasts against actual Home Mortgage Disclosure Act (HMDA) data. The analysis, which uses final 2025 HMDA data released by the Federal Financial Institutions Examination Council on […]

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News: Argyle extends its mortgage verification experience to the wholesale channel with the launch of a broker-branded borrower experience | CitizenWire

NEW YORK CITY, N.Y. /CitizenWire/ — Argyle, the leading consumer-permissioned verification platform, today announced the launch of a new solution that enables wholesale mortgage lenders to extend income, employment, and asset verification across their broker networks with a broker-branded borrower experience. The solution is available through Argyle’s Verification API as well as through Encompass® TPO […]

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News: Atlantic Bay builds on Southern growth with expansion into Louisiana | CitizenWire

BATON ROUGE, La. and VIRGINIA BEACH, Va. /CitizenWire/ — Atlantic Bay Mortgage Group LLC (Atlantic Bay) today announced the opening of its first Louisiana branch in Baton Rouge, extending its’ presence across the South and giving Louisiana homebuyers access to a wide range of mortgage options, local expertise, and the technology and resources of an […]

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News: Vesta Customers Gain Access to Mezzo’s One-to-Many Operating Architecture | CitizenWire

RANCHO SANTA MARGARITA, Calif. /CitizenWire/ — Mezzo, creator of the mortgage industry’s first one-to-many operating architecture for third-party services, today announced an integration with Vesta, the AI-native loan origination system (LOS) and agent platform built to automate and accelerate mortgage operations. Mezzo launches with a single gateway across verification providers.

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News: Vice Capital Markets expands bid tape capabilities to include VantageScore data | CitizenWire

NOVI, Mich. /CitizenWire/ — Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, today announced that its capital markets platform now supports the inclusion of VantageScore™ credit scores on mortgage bid tapes, providing lenders and investors with greater visibility into loan-level credit characteristics during the secondary market execution […]

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News: Friday Harbor’s AI pre-underwriting platform integrates to the Freddie Mac Income Calculator API | CitizenWire

SEATTLE, Wash. /CitizenWire/ — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced its integration to the Freddie Mac Income Calculator API. Lenders can now determine calculated monthly income for wage earners, including borrowers with variable income, in minutes while helping preserve eligibility […]

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News: Optimal Blue announces initial speaker lineup for 2027 Summit | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today announced its initial speaker lineup for its 2027 Optimal Blue Summit, including Analyst, ESPN Monday Night Football, 3-Time Super Bowl-Winning Quarterback, Pro Football Hall of Famer Troy Aikman. The third annual event shaping what’s next in mortgage will take place February 1-3, 2027 at the JW Marriott Phoenix […]

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News: ACES Quality Management subject matter experts to address AI, mortgage quality at leading mortgage and credit union industry conferences | CitizenWire

DENVER, Colo. /CitizenWire/ — ACES Quality Management®, the leading provider of enterprise quality management and control software for the financial services industry, announced today that three senior professionals will speak at two fall industry conferences including MBA’s Compliance and Risk Management Conference, Sept. 27-29 at the Grand Hyatt Washington in Washington, D.C., and the America’s […]

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News: Fairway Home Mortgage Announces Opening of New Phoenix Branch | CitizenWire

PHOENIX, Ariz. /CitizenWire/ — Fairway Home Mortgage and the Kanyur Reverse Team are proud to announce the opening of a new branch location in Phoenix, Arizona. The new office, located at 11811 N. Tatum Blvd., Suite 1002, Phoenix, AZ 85028, represents an exciting milestone in the team’s continued commitment to serving homeowners throughout Arizona with […]

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News: Argyle expands Tidalwave integration to unify income, employment and asset verification with real-time operability to Encompass | CitizenWire

NEW YORK CITY, N.Y. /CitizenWire/ — Argyle, the leading consumer-permissioned verification platform, today announced an expanded integration with Tidalwave, an agentic AI platform that automates the full U.S. mortgage lifecycle from application through closing. Argyle and Tidalwave partnered in 2025 to embed Argyle’s verification of income and employment (VOIE) solution into Tidalwave’s borrower workflow through […]

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News: Click n’ Close names Blake Priest director of whole loan trading | CitizenWire

ADDISON, Texas /CitizenWire/ — Click n’ Close, a multi-state mortgage lender, today announced that mortgage industry veteran Blake Priest has joined the company as director of whole loan trading. In this role, Priest will lead the company’s scratch and dent purchasing, giving correspondent partners another outlet for loans that fall outside traditional investor guidelines.

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News: Optimal Blue report: Mortgage demand slips below year-ago levels as rate-and-term refi activity plunges | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today released its August 2026 Market Advantage mortgage data report, which found that mortgage activity continued to soften in August even as rates leveled off. Total rate-lock volume declined 9% month over month (MoM) and slipped 3% below August 2025 levels. Purchase lock volume fell 10% from July but […]

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