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Tag Archives | Mortgage

News: Vesta Partners with OptiFunder to Bring Loan Origination and Warehouse Funding Together | CitizenWire

ST. LOUIS, Mo. /CitizenWire/ — OptiFunder, the mortgage industry pioneer in warehouse management automation, has partnered with Vesta, the AI-native loan origination system and agent platform, to connect loan origination and warehouse funding workflows. The integration links origination, funding, and sale to the capital markets, eliminating fragmented systems and manual handoffs that have historically slowed […]

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News: Optimal Blue report: Purchase demand holds firm as April lock activity cools | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today released its April 2026 Market Advantage mortgage data report, which found that mortgage lock activity pulled back after a strong first quarter. Total rate-lock volume declined 9% month over month (MoM) but remained 11% higher year over year (YoY). Purchase lock volume declined just under 2% from March […]

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News: FirstClose introduces SmartDocs disclosure automation through its point-of-sale platform | CitizenWire

AUSTIN, Texas /CitizenWire/ — FirstClose, a leading fintech provider of data and workflow solutions for mortgage and home equity lenders nationwide, today announced SmartDocs, a new disclosure intelligence capability available through its XpressEquity point-of-sale platform. SmartDocs functions as the intelligence layer that determines when disclosure obligations begin and initiates the appropriate workflow based on lender-configured […]

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News: MISMO awards eVault System Certification to DocMagic’s SmartSAFE eVaults | CitizenWire

TORRANCE, Calif. /CitizenWire/ — DocMagic, Inc. (DocMagic®) announced today that it has received two new certifications from MISMO®, the Mortgage Industry Standards Maintenance Organization. MISMO’s eVault System Certification covers SmartSAFE®, DocMagic’s core eVault for managing eNote workflows and MERS® eRegistry activity, and SmartSAFE XL™, an API-first eVault designed for enterprise environments that require flexible deployments […]

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News: Vice Capital Markets introduces agency market-based interest rate benchmark designed to expand insight into mortgage pricing | CitizenWire

NOVI, Mich. /CitizenWire/ — Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, today announced the public release of the Vice Capital Par Note Rate, a proprietary daily mortgage rate benchmark designed to provide a distinct, market-based view of mortgage pricing. Available via an online tracker, the benchmark […]

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News: iEmergent releases 2025 HMDA insights: volume rebounds, but the mortgage market grows more concentrated | CitizenWire

DES MOINES, Iowa /CitizenWire/ — iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, has released its analysis of 2025 Home Mortgage Disclosure Act (HMDA) data in Mortgage MarketSmart. Presented by iEmergent CEO Laird Nossuli, the findings point to a market that is regaining momentum after a prolonged […]

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News: U.S. homebuyer assistance programs increase in Q1 2026 as identified by housing industry authority Down Payment Resource | CitizenWire

ATLANTA, Ga. /CitizenWire/ — Down Payment Resource (DPR), the housing industry authority on homeownership program data and solutions, today released its Q1 2026 Homeownership Program Index (HPI) report, identifying 2,679 programs nationwide. This represents a 2% increase from the previous quarter (2,619 programs), reflecting continued expansion of resources designed to improve affordability and access to […]

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News: Class Valuation launches CVUE to shift appraisal repurchase risk from lenders and reduce underwriting workload | CitizenWire

TROY, Mich. /CitizenWire/ — Class Valuation, a leading real estate appraisal management company (AMC), today announced the official launch of Class Valuation Underwriting Engine (CVUE), an underwriting and appraisal assurance program designed to reduce lender risk, lower operational costs and accelerate loan closings.

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News: TMC to host act Tech Summit, an affordable, high-value event for evaluating mortgage technology | CitizenWire

SAN DIEGO, Calif. /CitizenWire/ — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, will host its act Tech Summit on Aug. 12-13, bringing together mortgage industry leaders, technology providers and decision-makers for an affordable, high-value opportunity to evaluate technology partners and solutions in a single setting. The event will be […]

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News: Dark Matter Technologies names Vikas Rao CEO to lead next chapter of growth | CitizenWire

JACKSONVILLE, Fla. /CitizenWire/ — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the appointment of Vikas Rao as chief executive officer. Rao, who has served as chief technology officer since 2025, succeeds Sean Dugan and will lead the company’s next phase with a focus on translating its technology leadership into […]

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News: Class Valuation expands New York presence with acquisition of Lauritano Appraisal Services | CitizenWire

TROY, Mich. /CitizenWire/ — Class Valuation, a leading real estate appraisal management company (AMC), announced today that it has acquired Lauritano Appraisal Services (LAS), a highly respected New York-based residential appraisal firm with more than 30 years of experience delivering high-quality valuation services.

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News: Optimal Blue report: Purchase demand lifts mortgage lock activity as rates rise | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today released its March 2026 Market Advantage mortgage data report, reflecting resilient mortgage activity as purchase demand strengthened despite higher rates. Total rate-lock volume rose 13% month over month (MoM) and 26% year over year (YoY). Purchase activity led the month, with purchase lock volume up 38% from February […]

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News: The Mortgage Collaborative expands national conference presence, invites lenders to connect during spring events | CitizenWire

SAN DIEGO, Calif. /CitizenWire/ — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, will engage with members and industry partners across a series of key mortgage conferences and events nationwide throughout the second quarter.

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News: Vice Capital Markets Announces Support for New Fannie Mae Specified-Cash Payup Commitment Grids | CitizenWire

NOVI, Mich. /CitizenWire/ — Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today that it now supports new 30-year fixed-rate specified-cash payup commitment grids from Fannie Mae, which became effective April 9, 2026.

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News: Click n’ Close names Delores Lopez as chief operating officer | CitizenWire

ADDISON, Texas /CitizenWire/ — Click n’ Close, a multi-state mortgage lender, today announced the appointment of Delores Lopez as chief operating officer, effective April 6. In this role, Lopez will lead operations, drive scalable growth initiatives and implement operational strategy across the organization, reporting to Ian Kimball, president.

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News: Vice Capital Markets Now Supports New Freddie Mac Cash-Specified Payup Types for 30-Year Fixed-Rate Mortgages | CitizenWire

NOVI, Mich. /CitizenWire/ — Vice Capital Markets, a leading mortgage hedge advisory firm for independent lenders, banks and credit unions, announced today that two new Freddie Mac Cash-Specified Payup Types (CSPTs) for 30-year fixed-rate mortgages are now available through Vice Capital for both mandatory and best-efforts executions. The new payup types became effective in production […]

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News: Kitsap Credit Union selects FirstClose’s home equity lending platform | CitizenWire

AUSTIN, Texas /CitizenWire/ — FirstClose™, a leading fintech provider of data and workflow solutions for mortgage and home equity lenders nationwide, announced today that Kitsap Credit Union has selected FirstClose to support its home equity lending operations with a bundled, end-to-end digital tool.

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News: Dark Matter Technologies introduces Ask Aiva, an AI assistant embedded in the Empower LOS | CitizenWire

JACKSONVILLE, Fla. /CitizenWire/ — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced Ask Aiva®, a conversational AI assistant natively embedded within the Empower® loan origination system (LOS) that allows lenders to query their origination environment in plain language, receive instant answers to see how those answers were derived.

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News: Friday Harbor integrates with Calyx Path Platform to bring AI pre-underwriting directly into the flow of the loan | CitizenWire

SEATTLE, Wash. /CitizenWire/ — Friday Harbor today announced a new integration with the Calyx Path Platform that brings AI-powered pre-underwriting directly into the flow of the loan. Instead of waiting until underwriting to uncover issues, lenders can now review borrower documents, surface potential problems and resolve them earlier while maintaining consistent, reliable loan data throughout […]

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News: Argyle announces integration with Vesta to embed direct-source verifications within the loan origination system | CitizenWire

NEW YORK CITY, N.Y. /CitizenWire/ — Argyle, a leading provider of direct-source, consumer-permissioned income, employment and asset verifications, today announced a new integration with Vesta, an AI-native loan origination system (LOS) and agent platform built to automate and accelerate mortgage operations.

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News: The Mortgage Collaborative to send advocacy committee to Washington for policy meetings | CitizenWire

SAN DIEGO, Calif. /CitizenWire/ — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, will send its Advocacy Committee to Washington, D.C. on April 16 to meet with federal policymakers and housing agencies to discuss mortgage lending, regulatory reform and housing affordability.

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News: Friday Harbor partners with Waterstone Mortgage to expand underwriting capacity | CitizenWire

SEATTLE, Wash. /CitizenWire/ — Friday Harbor, an AI-powered platform that helps loan officers assemble complete and compliant loan files in real time, today announced that Waterstone Mortgage has implemented its AI pre-underwriting platform to strengthen file quality and expand underwriting capacity across the lender’s nationwide retail operation.

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News: Dark Matter Technologies integrates Snapdocs with its Empower LOS to power seamless digital closings | CitizenWire

JACKSONVILLE, Fla. /CitizenWire/ — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced a new integration between its Empower® loan origination system (LOS) and Snapdocs, the mortgage industry’s leading digital closing platform. Through the seamless, two-way integration, closing teams can generate orders, track transaction progress with real-time status updates and automate […]

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News: Vertyx Introduces Homeowner Navigator, Delivering Personalized Intelligent Insights and Omnichannel Engagement for Modern Homeownership | CitizenWire

NEW YORK, N.Y. /CitizenWire/ — Vertyx, a provider of intelligent mortgage servicing technology built for enhanced portfolio performance, today announced Homeowner Navigator, a platform providing AI-driven homeowner insights and omnichannel engagement with borrowers. The platform is designed to help mortgage servicers maintain visibility into borrower needs after closing, when opportunities to support retention, recapture and […]

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News: MarketWise Advisors study finds mortgage lenders increase efficiency by over $1,000 per loan with Optimal Blue | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today announced key results of an independent analysis by consulting advisory firm MarketWise Advisors LLC quantifying the operational and financial efficiencies of its end-to-end capital markets platform and the significant value it generates per loan. The study found that mortgage lenders using Optimal Blue technology are more efficient and […]

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News: MarketWise Advisors study finds mortgage lenders increase efficiency by over $1,000 per loan with Optimal Blue | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today announced key results of an independent analysis by consulting advisory firm MarketWise Advisors LLC quantifying the operational and financial efficiencies of its end-to-end capital markets platform and the significant value it generates per loan. The study found that mortgage lenders using Optimal Blue technology are more efficient and […]

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News: Argyle launches unified 3-in-1 Verification Suite for mortgage lenders | CitizenWire

NEW YORK CITY, N.Y. /CitizenWire/ — Argyle today announced the launch of its 3-in-1 Verification Suite, a unified verification product that brings verification of income (VOI), verification of employment (VOE) and verification of assets (VOA) together in a single, consumer-permissioned workflow. The consolidated Verification Suite enables mortgage lenders to manage multiple verification types through one […]

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News: Floify powers launch of Timberline Mortgage | CitizenWire

BOULDER, Colo. /CitizenWire/ — Floify, the mortgage industry’s leading point-of-sale (POS) solution, today announced that Timberline Bank has selected its platform to power its recently launched mortgage division. Founded in 2004, Timberline Bank is a Colorado-based community bank serving customers across western Colorado.

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News: The Mortgage Collaborative launches enhanced benchmarking platform under new TMC Insight brand | CitizenWire

SAN DIEGO, Calif. /CitizenWire/ — The Mortgage Collaborative (TMC), the nation’s largest independent cooperative network for mortgage lenders, announced enhancements to its benchmarking platform and a rebrand from Benchmark to TMC Insight, delivering expanded dashboards and peer performance analysis for mortgage lenders.

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News: iEmergent introduces free webinar series to help lenders turn market data into mortgage growth | CitizenWire

DES MOINES, Iowa /CitizenWire/ — iEmergent, a forecasting and advisory services firm for the financial services, mortgage and real estate industries, today announced a new webinar series, “From Gaps to Growth: A Data-Driven Roadmap to Increase Production.” The free, multi-episode series will help mortgage lenders navigate an increasingly complex mortgage environment and translate market intelligence […]

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News: Floify launches Dynamic Apps 2.0, enabling lenders to create fully customizable loan applications | CitizenWire

BOULDER, Colo. /CitizenWire/ — Floify, the mortgage industry’s leading point-of-sale (POS) solution, today announced the release of Dynamic Apps 2.0, a major platform enhancement that allows lenders to create fully customizable loan applications tailored to specific loan purposes, borrower scenarios and business workflows without relying on engineering resources or third-party integrations.

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News: Optimal Blue report: Purchase demand rebounds as mortgage market finds balance | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today released its February 2026 Market Advantage mortgage data report, showing a meaningful improvement in lock activity as lower mortgage rates helped bring purchase borrowers back into the market. Total rate-lock volume rose 9% month over month (MoM) and was nearly 40% higher year over year (YoY).

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News: Dovenmuehle earns Fannie Mae STAR award for servicing excellence for the seventh time | CitizenWire

LAKE ZURICH, Ill. /CitizenWire/ — Dovenmuehle Mortgage, Inc. (DMI), a leading mortgage subservicing company, announced today that Fannie Mae has again honored the company with their Servicer Total Achievement and Rewards™ (STAR™) Servicer Award for outstanding servicing performance during the 2025 program year. This is the seventh occasion Fannie Mae has recognized DMI for servicing […]

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News: Optimal Blue to host 2027 Summit February 1-3 in Scottsdale | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today announced it will host its 2027 Optimal Blue Summit February 1-3 at the JW Marriott Desert Ridge Resort & Spa in Scottsdale, Arizona. The annual event convenes Optimal Blue clients, integration partners and capital markets leaders from across the mortgage industry for three days of insight, collaboration and […]

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News: Dark Matter Technologies enables secure AI agents inside the Empower LOS for regulated lending | CitizenWire

JACKSONVILLE, Fla. /CitizenWire/ — Dark Matter Technologies (Dark Matter®), an innovative leader in mortgage technology, today announced the launch of a new capability on the Dark Matter Developer Platform, enabling lenders to use AI agents securely within the regulated mortgage environment.

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News: Friday Harbor introduces dynamic pre-underwriting to help LOs structure deals that qualify and close | CitizenWire

SEATTLE, Wash. /CitizenWire/ — Friday Harbor, an AI pre-underwriting platform that helps loan officers assemble complete and compliant loan files in real time, today announced the launch of Income and Asset Sandbox, a new set of capabilities that allows lending teams to structure income and asset decisions in real time without committing changes prematurely or […]

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News: Industry-first AI/ML-powered forecasting tool headlines extensive lineup of mortgage capital markets innovations unveiled at 2026 Optimal Blue Summit | CitizenWire

PLANO, Texas /CitizenWire/ — Optimal Blue today announced Virtual Economist, the first on-demand forecasting tool for mortgage capital markets leaders powered by artificial intelligence and machine learning (AI/ML), as the centerpiece of nine platform advancements unveiled at the company’s 2026 Summit. Together, the innovations further unify the capital markets profitability experience by connecting forecasting, pricing, […]

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News: Vertyx and Great Lakes Credit Union launch CUSO to support modernized mortgage servicing for credit unions | CitizenWire

BANNOCKBURN, Ill., and NEW YORK, N.Y. /CitizenWire/ — Vertyx, a provider of intelligent mortgage servicing technology built for enhanced portfolio performance, today announced it has partnered with Great Lakes Credit Union (GLCU), through its CUSO holding company GLCU Holdings LLC, to launch Vertyx CUSO LLC, a newly formed credit union service organization (CUSO) dedicated to […]

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News: Dovenmuehle’s 2025 SOC 1 and SOC 2 Type 2 reports underscore high data security standards and robust internal controls | CitizenWire

LAKE ZURICH, Ill. /CitizenWire/ — Dovenmuehle Mortgage, Inc., a leading mortgage subservicing company, today announced it has successfully completed its 2025 Service Organization Control (SOC) 1® Type 2 and SOC 2® Type 2 audits. The independent examinations, conducted by public accounting and business advisory firm Plante Moran, PLLC, confirm that Dovenmuehle’s internal controls, operational processes […]

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News: Click n’ Close Names Rachel Fatino Director of Correspondent Operations | CitizenWire

ADDISON, Texas /CitizenWire/ — Click n’ Close, a multi-state mortgage lender, today announced that mortgage industry veteran Rachel Fatino has joined the company as director of correspondent operations. In this role, Fatino will lead pipeline strategy, operational performance and partner engagement initiatives to support continued growth across the correspondent channel.

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