Loan Score Decisioning Systems’ Joe Bowerbank Named to 2010 Top 40 Under 40

Loan-Score Decisioning SystemsIRVINE, Calif. (CitizenWire) — Loan-Score Decisioning Systems, an enterprise-class pricing and automated underwriting solutions provider, announced that its SVP of marketing and strategic alliances, Joe Bowerbank, was named to National Mortgage Professional magazine’s 2010 Top 40 Under 40 Most Influential Mortgage Professionals list for the second year in a row. Bowerbank is recognized for his industry contributions to adopt and utilize technology to create new process and automation efficiencies.

National Mortgage Professional cites individuals who make the list as being executives who continue to advance, lead by example, set the bar high for education, professionalism and excellence in the mortgage banking industry. Specifically, the magazine acknowledges Bowerbank for his recent efforts to reintroduce the use of proprietary automated underwriting systems at the point-of-sale to effectively evaluate risk and assess loan quality.

“To be named to NMP magazine’s Top 40 Under 40 list back-to-back years is an accolade that I am very proud of,” said Bowerbank. “There was stiff competition this year, and I thank all of my supporters for their nominations. I look forward to continuing to make a difference in the rapidly changing, dynamic mortgage industry.”

Bowerbank holds more than 16 years of marketing, communications, branding and strategy experience in the financial services and technology sectors growing organizations and building market share. He has helped build several technology companies into recognizable industry names with strong brands and healthy revenue systems in preparation for acquisition by larger organizations.

Currently, Bowerbank is the SVP of marketing & strategic alliances at Loan-Score Decisioning Systems, a leading decision management provider. Before joining Loan-Score, he was the vice president of marketing at Portellus Inc. (acquired by NASDAQ: FISV), one of the fastest growing mortgage technology vendors in recent years. Prior to Portellus, he headed the marketing strategy at Commerce Velocity Inc. (acquired Fidelity National Financial, Inc. NYSE: FNF), a business process automation firm catering to the mortgage banking industry. Before Commerce Velocity, Bowerbank was the director of marketing & market adoption at Electronic Distribution Networks Inc. (EDN), a software communications provider serving multiple vertical markets.

Ultimately, he fashioned an extremely influential marketing presence that assisted in the facilitation of the company’s acquisition by ProQuest Business Solutions Inc. (NYSE: PQE).

Prior to EDN, Joe worked as a team lead on national accounts in the sales and marketing department at MGV International Inc., at the time ranked the number two computer memory manufacturer in the U.S.A. He has also consulted numerous companies to guide their strategic marketing and communications direction.

Bowerbank is an active member of the Mortgage Banking Association of America and has been published in numerous industry related articles.

About Loan-Score:

Founded in 2000 and headquartered in Irvine, California, Loan-Score Decisioning Systems offers clients a full suite of decisioning solutions to satisfy their individual needs from small, medium and large production and servicing organizations. The modular suite includes a product & pricing engine (PPE), automated underwriting system (AUS), portfolio analysis engine (PAE), channel focused point-of-sale (POS) Web portals, a system-to-system integration bridge and more. Loan-Score maintains a comprehensive, up-to-date library of investor guidelines and pricing to ensure eligibility is met and market conditions are adjusted to deliver precision-based underwriting that results in fundable and saleable loans. Our solutions are engineered to deliver swift, cost-effective implementations that integrate with existing LOSs. Clients can choose between software-as-a-service (SaaS) and self-hosted technology models.

For more information, visit or call 949-450-0102.

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