"We're excited to offer ELITE to our valued broker community in order to exceed the expectations of their elite borrowers," said Mat Ishbia, president of UWM. "These types of borrowers deserve preferred conventional rates and pricing, and since every UWM program is accompanied by our world-class customer service, ELITE offers the best of both worlds. Our brokers' first-rate borrowers shouldn't settle for anything less. Brokers are confident in knowing that UWM can accommodate their every lending need while providing the easiest loan process available."

Recently, UWM launched a number of new products, which include: "The Big and Easy," a true jumbo loan on up to $2.5 Million; the HARP 2.0 changes; the implementation of HARP 2.0 with up to 175 percent LTV/Unlimited CLTV with DU(R); USDA loans; and now ELITE.

All of UWM's products and pricing are available within its custom broker portal, EASE (Easiest Application System Ever), which offers a number of Web-based tools for originators. EASE is integrated with EQ (Easy Qualifier), UWM's proprietary eligibility and pricing engine that instantly returns accurate decisions on up to twelve programs at once with the click of a mouse.

Loans that qualify for UWM's ELITE program include:
* A 760+ FICO;
* A 70 LTV or less;
* $250k plus loan amount;
* Acceptance of property inspection waivers;
* Continued honoring of Fannie's DU(R) findings.

Interested parties can learn more about UWM's ELITE program by contacting the company at 800-981-8898 or by visiting http://www.uwm.com .

About United Wholesale Mortgage:

Headquartered in Birmingham, Michigan, United Wholesale Mortgage underwrites and provides closing documentation for residential mortgage loans originated by mortgage brokers, banks, credit unions and correspondents. UWM provides unparalleled service with its deep understanding of the mortgage process using its talented team of account executives, underwriters, closers and funders, who have years of experience with intricate knowledge in wholesale. UWM's positive teamwork and dedication to exceptional customer service has resulted in continued success and growth that has spawned expansion. For more information, visit www.uwm.com or call 800-981-8898.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

Borrowers whose application date was listed after December 1, 2011 are eligible to take part in 360 Mortgage Group's participation with HARP 2.0. Additionally, all EA-I, II, III, and occupancy loans are HARP-eligible with unlimited LTV and CLTVs with AU Approval. 360 is also accepting existing MI transfers and no appraisals will be required on loans receiving a Property Fieldwork Waiver. There is no limit to the number of financed properties owned by a borrower that can be considered HARP-eligible and no minimum FICO is required.

Since first accepting HARP 2.0 applications, 360 Mortgage Group's active loan pipeline has increased by almost 700 percent and 360 expects customer participation with HARP only to increase in the coming months. As a result of its increased loan activity, 360 is adding staff.

"We're focused on making quality hires as rapidly as possible, adding expert staff to meet the daily increasing demand both for HARP and all other loan types," said Mark Greco, President of 360 Mortgage Group.

"360 has truly embraced the spirit of HARP 2.0," Greco said. "If homeowners have made their payments without fail throughout the past four years during an economic crisis, then they are going to continue to make those payments now. These homeowners see their home as just that – a home – and not just an investment. These are the people that Fannie and Freddie are seeking to help right now, and so is 360."

If you are interested in contacting 360 Mortgage Group about HARP 2.0 then visit 360's website at https://www.360mtg.com or contact the following individuals:

Regional Contacts:

West:
Greg Fullmer, Regional Production Manager of the Western Region, at (303) 809-8210 or gfullmer@360mtg.com.

Southeast and Mid-Atlantic:
Brad Smith, Regional Production Manager of the Southeast and Mid-Atlantic Region, at (813) 397-3979 or bsmith@360mtg.com.

National Accounts:
Scott Stavinoha, Inside Sales Manager (866) 418-2997 or sstavinoha@360mtg.com.

About 360 Mortgage Group, LLC:

Established in 2007, 360 Mortgage Group LLC is a privately owned mortgage bank that has successfully utilized its high-technology platform to provide better communication and customer service to business partners. An approved Fannie Mae seller/servicer, 360 Mortgage Group is headquartered in Austin, Texas and services more than 25 states across the United States.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

"We've seen a very healthy growth of clients located in Riverside and San Bernardino Counties," said Donny Disbro, Chief Executive Officer at PCM. "Our Inland Empire Management team now has the space and location to meet the needs of the growing number of communities we serve in the region."

PCM recently added to its client list, Tuscany Hills, a master-planned community of 1,148 single-family homes located in Lake Elsinore, California. In February, PCM was selected by Brookfield Residential to manage the Audie Murphy Ranch Community Association, a new master-planned community located in Menifee, California with 2,300 homes projected at build-out.

Vice President Alisa Toalson will continue to lead the Inland Empire Region for PCM.

"This is an exciting time for our company," Toalson said. "Our commitment to providing excellent customer service has put us in a very good position to ride the wave of recovery as the market picks up."

PCM celebrated its 40th anniversary this year.

About Professional Community Management of California:

Professional Community Management of California, Inc. (PCM), an Associa company, specializes in the management of Common Interest Developments of homeowner associations for family oriented master-planned developments, resort-style master-planned communities, active-adult master-planned communities, condominium associations and boutique communities throughout Southern California and Southern Nevada.

With headquarters in Lake Forest, Calif., PCM and its companies employ a staff of more than 1,500 people. PCM has offices in serving all of Southern California and Southern Nevada and is recognized by the Multi Housing Council as one of the county's largest managers of common interest developments. Management services by PCM are backed by state-of-the art Internet technology and comprehensive financial and management systems. For additional information, please contact PCM at 800.369.7260 or at www.pcminternet.com.

About Associa:

Building successful communities for more than 30 years, Associa is North America's largest community association management firm and serves its clients with local knowledge, national resources and comprehensive expertise. Based in Dallas, Associa and its 8,000 employees operate more than 150 branch offices in the United States, Mexico and Canada. To learn more about Associa and its charitable organization, Associa Cares, go to www.associaonline.com and www.associacares.com.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

"I want to thank our customers who have brought Squarerigger to the attention of their colleagues in the industry. I credit their recommendations with the significant growth in our user base," said Ed Cooper, CEO of Squarerigger, Inc. "Our work with our strategic partners continues to earn dividends for all parties involved. The energetic and enthusiastic attitudes across the board reflect our combined ability to bring real value to the industry. 2012 is shaping up to be another banner year for us and for our partners."

"SQ.7™ continues to be ranked number one in fleet maintenance software by the most discerning analysts – those firms evaluating and comparing alternatives. We continue our focus on simplification, productivity and overall fleet operational efficiency. At this time the Revolution family of tire management systems has pilot projects active with the largest firms in their market niches. These have international aspects we hope to capitalize on during the third quarter of 2012," said Richard Koontz, Sr. VP of Business and Product Development.

Squarerigger, Inc. is based in the Seattle region of the Pacific Northwest. It has been delivering fleet maintenance and fleet management solutions since 1986. Its international customer base stretches from the Mideast through North America and down to Central America. It is currently expanding into South America and Asia.

If you would like more information on this subject or to schedule an interview please call Richard Koontz at (360) 698-3562 or see our websites at www.Squarerigger.com and www.RevolutionTMS.com .

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

"Entrepreneurship is a viable career alternative for dislocated workers," said Sandy Harmsen, Executive Director of the San Bernardino County Workforce Investment Board. "According to the Bureau of Labor Statistics, small businesses produced the largest amount of employment in 2010, generating 72.1 percent of net new positions."

The Workforce Investment Board is partnering with Empact (www.iempact.com) to provide the training necessary to start a business with little start-up capital. Attendees will learn how to develop their business inexpensively while creating enough profit to earn a living wage.

The training requires a one-year commitment. Each participant will receive a full-day of training followed by weekly trainings for the first month, and monthly virtual trainings for the remainder of the year. Each participant will be assigned a mentor to support them throughout the program.

"Entrepreneurship is vital to San Bernardino County's economic growth and prosperity," said Josie Gonzales, San Bernardino County Chair and Fifth District Supervisor. "I encourage residents who are thinking of starting their own businesses to take advantage of this unique opportunity to learn proven, real life tools shared by successful entrepreneurs."

To apply, San Bernardino County residents may visit one of the three Employment Resource Centers to take the assessment. To find the nearest location, please visit www.sbcstartup.com or call (800) 451-JOBS.

About the Workforce Investment Board of San Bernardino County:

The Workforce Investment Board of San Bernardino County is comprised of private business representatives and public partners appointed by the County Board of Supervisors. The Board strives to strengthen the skills of the County's workforce through partnerships with business, education and community-based organizations.

The Workforce Investment Board, through the County's Economic Development Agency and Department of Workforce Development, operates the County's Employment Resource Centers (ERCs) and Business Resource Centers (BRCs). The ERCs provide individuals with job training, placement and the tools to strengthen their skills to achieve a higher quality of life. The BRCs support and provide services to the County's businesses including employee recruitment.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

In the forecast, which coincides with his daughter's twentieth birthday, Grandich says, "The greatest blessing in my life, my daughter Tara, is 20 years old today. While witnessing her birth through today has brought only joy, during this period I've also watched my country spiral downward economically, socially and spiritually. Both sides of the political aisle are responsible, and nowhere is that more true than in the grave financial condition we find ourselves in as a nation."

He states, "I have no cabins in West Virginia nor dry food to sell…and I can assure you that what I'm about to state is not good for business. My wonderful daughter, and the sons and daughters (and grandchildren, too) of those who read this, are going to pay an enormous price for decades of over indulgences and total mismanagement by government and individuals. Better days for these generations cannot and will not be possible without severe economic and social pain."

Grandich predicts, "What we have witnessed in Greece and elsewhere is coming to the shores of America…make no mistake about it, the die has been cast and all the political rhetoric and rare actual good political deeds can't prevent the inevitable."

He adds, "The fact is America is bankrupt financially (and well on its way to socially, politically and spiritually, if not there already). The saddest point of this fact is virtually all Americans either don't grasp it or if they do, hope it's only a bad dream and they shall wake up and all shall be well again. While there have been a few brave politicians who have been willing to tell it like it is and even fewer Wall Street types, the ignorance of the nation is not surprising when you look at how other people in countries now already well into the nightmare also lived in denial."

He references what he calls "class warfare" that he sees coming to the U.S., which will pit the 55-and-over generation against younger citizens.

He also notes the importance of how we are quickly approaching a time when over 50 percent of all Americans will be working for the government, so making any great sweeping changes will be nearly impossible.

Finally, he tells what he sees as the poster child for America's addiction to excess: self-storage facilities.

"There's no quick fix but I can tell you we'll know we're finally on the right road to recovery when we see public storage facilities closing versus opening everywhere we go," Grandich says.

He sums up his calamitous conjecture with the statement, "America's only real hope is to do what our Founding Fathers did and return Almighty God back to His rightful place as the true leader of this once great country. No other solution is doable."

To read Grandich's complete commentary, go to http://www.Grandich.com .

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

* Your chocolate. Your fans. Your strategy. Social media research made actionable
Thursday, May 10, 2-2:30 p.m. EDT
By Sourabh Sharma, project manager, SKIM New York.
https://www3.gotomeeting.com/register/346273702 .

Join Sourabh Sharma as he presents a social media research case study comparing consumer attitudes regarding a selection of well-known and niche chocolate brands.

Social media research is all about listening instead of asking. When individuals communicate freely and spontaneously online, their comments are often more candid and truthful. Any product or brand that is talked about online can leverage social media to formulate strategies for consumer-targeted marketing, advertising, and channel communication. Illustrated by a real world case study, attendees will learn how SKIM researchers translate social media conversations into actionable insights and marketing opportunities for brands including Toblerone and Hershey's.

Sharma will discuss:

o "Your chocolate"
* The online competitive landscape
* A brand's perceived identity
o "Your fans"
* Consumer personas based on online behavior
* Online platform effectiveness
o "Your strategy"
* Consequential actionable recommendations.

Attendees will learn how to use social media to measure brand equity and reach, gauge the competitive landscape, and get closer to consumers by understanding their truthful, candid and current brand perceptions.

* Product portfolio and revenue optimization
Thursday, May 24, 2-2:30 p.m. EDT
By Juan Andres Tello, director, Consumer Americas, SKIM New York.
https://www3.gotomeeting.com/register/353140414 .

In a competitive consumer environment, it is essential to price your product right. In this webinar, Juan Andres Tello will explore ways to optimize pricing and product portfolio composition to maximize overall revenue. Tello will examine various scenarios such as what happens when product prices are adjusted, pack sizes are decreased, or premium/value line extensions are introduced.

Professionals in consumer pricing, marketing strategy, and research roles will learn how research insights can drive smarter pricing and optimization decisions – even in the most competitive consumer markets. Attendees will learn how to optimize their pricing and product portfolio composition to maximize portfolio revenue.

Tello will discuss:

o Motivations for revenue optimization
o Making the marketing research shift from insight to foresight
o Building blocks of a revenue optimization system
o Sample revenue optimization strategies
o How to deliver optimization results to both internal and external clients.

* Developing winning claims
Thursday, June 7, 2-2:30 p.m. EDT
By Paul Janssen, director, Communications Research, SKIM New York.
https://www3.gotomeeting.com/register/914035246 .

What distinguishes a winning communication strategy from one that falls flat? Paul Janssen will share the results of a SKIM meta-analysis of hundreds of claims across 14 categories. Among the compelling findings, results show that a tangible promise of value is critical to a claim's success. Attendees will also learn how popular communications tactics (e.g., humor, comparative advertising, jargon) can unintentionally undermine the message and render a claim ineffective.

Janssen will illustrate how re-analyzing large amounts of data across studies and categories can be a powerful tool for generating essential consumer insights. Armed with new insights, marketing and research attendees will be prepared to develop more effective claims, which can be broadly applied to any communications strategy.

SKIM is an expert in the field of new product development, communication and pricing decisions, offering strategic insights and customized solutions to support clients in the development and review of their marketing strategies. To learn more about the research services offered by SKIM or to register for one of the new marketing webinars, visit http://www.skimgroup.com/attend-our-marketing-webinars .

About SKIM:

Founded in 1979, SKIM is a dynamic and rapidly growing market research agency with offices in Rotterdam, Geneva, London and New York. A new San Francisco office will open in July 2012. Combining market-specific expertise and knowledge of advanced research methodologies, SKIM is a valued partner for multinational companies in consumer packaged goods, healthcare, consumer health, telecommunications and financial services. Visit www.skimgroup.com for more information.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

While Winn will continue to leverage her expertise in qualitative research, this new role will allow her to expand her strategic responsibility for managing and developing key accounts across research solutions, as well as product development, and thought leadership. This expanded role allows Winn to focus more heavily on research insight and strategic recommendations at the account level, moving beyond project execution to add greater value to the organization.

"Laura's new role will enable her to work with a broad mix of clients to deliver on CMI's commitment to research that drives results," said Ellen Mowbray, senior vice president, business strategy for CMI. "She is exceptional at developing and utilizing new approaches, such as our advanced immersive suite, to help companies get to know their customers in deeper ways. Laura's background in cultural anthropology enables her to identify and articulate key insights in ways that easily translate to strategic business objectives."

Winn has been with CMI for nine years, during which time she has been a featured speaker and author for numerous industry organizations, including the American Bankers Association, LIMRA, and the Pharmaceutical Marketing Research Group (PMRG). She has also been published in a number of publications, including the Medical Group Management's Connexion, Quirk's Market Research Review, and Medical, Marketing and Media.

About CMI:

CMI is a full-service marketing research company that combines comprehensive market research expertise with marketing insight to provide clients with a deep understanding of their customers by identifying the choices they make and why. Since 1989, CMI has delivered unique solutions to uncover opportunities, optimize marketing strategies, and improve performance for clients in consumer and B2B markets. CMI's experienced team of market research consultants leverages a wide range of qualitative and quantitative methods and technologies to translate research into insights and insights into actions. CMI serves primarily Fortune 1000 clients.

For more information about CMI, visit http://www.cmiresearch.com .

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

e2b calibration is accredited with the ISO/IEC 17025 general requirements for the competence of calibration laboratories. They are also accredited with the ANSI/NCSL Z540 – 1 – 1994.

e2b calibration has extensive experience in metrology, and provides a wide range of calibration and repair services, as well as certificates of calibration.

The extensive scope of e2b calibration's gauge and equipment calibration services include electrical and electronic instruments, RF and microwave calibration, pressure (gauges and transducers) calibration, vacuum calibration, torque calibration, force (both tension and compression) calibration, mass flow, humidity and temperature, and physical-dimensional calibration.

"What sets e2b calibration apart from other calibration laboratories is our outstanding service, personal touch, and adherence to certification quality standards," said Lynne Henslee, President of e2b teknologies. "Accreditation ensures that our customers receive the reliance, quality and consistency they depend on."

e2b calibration services a variety of industries including aerospace, pharmaceutical, manufacturing and the medical industry. Businesses serviced by e2b calibration include Goodrich, BP Oil, Parker Hannifin and NASA.

About e2b Calibration:

e2b calibration (www.e2bcal.com), a division of e2b teknologies, inc., is a 17025 ISO Accredited calibration laboratory that provides expert instrument and equipment calibration and repair services for a broad range of calibration, test, and measurement instruments. Our extensive metrology experience is applied to every calibration we perform. Strict adherence to quality assurance procedures ensures that you will be in full compliance with your customers, vendors, and industry regulations.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

Levenglick regularly acts as outside general counsel and adviser to venture-backed start-up, early stage, emerging growth and high growth companies, and as transactional counsel to fund, corporate and high net worth investors in such companies. He has represented clients in a wide range of industry areas with a particular focus upon the internet, software, media, technology and biopharma.

"We are extremely delighted to have an attorney of Martin's level of knowledge and expertise join our Corporate and Emerging Companies practice," said Geoff Willard, co-chair of the firm's corporate practice group. "In addition, I am excited to see our East Coast presence, and in particular our New York presence, further enhanced with the addition of a truly top-notch attorney. VLP continues to focus on creating a place where exceptional attorneys from top-tier, nationally prestigious firms can practice in a more client-centered environment. We are so pleased that Martin has joined the VLP family."

As company counsel, Mr. Levenglick guides entrepreneurs, management teams, boards of directors and investors from a company's inception, with particular focus upon and attention to capital raising activities, equity and debt financings, acquisitions, joint ventures, strategic alliances, corporate partnering transactions, critical business contracts, recapitalizations, liquidity and exit transactions, and key personnel matters. He also works closely with venture capital funds, corporate venture capital groups and strategic investors that finance, sponsor, acquire, and sell such companies, in all phases of their investment cycle, including financings, mergers and acquisitions, change-in-control transactions, and exits; and in connection with fund formation activities.

Levenglick began his career at O'Sullivan Graev & Karabell LLP, where he practiced for eighteen years (thirteen as a corporate partner), following which he practiced for eight years as a corporate partner in the New York office of Orrick Herrington & Sutcliffe LLP and thereafter as a corporate partner in the New York office of Heller Ehrman LLP. He joins us from Morrison Cohen LLP in New York, where he was a partner in the corporate group.

Levenglick received his J.D. from New York University School of Law and a B.A. (with first class honours) from McGill University. He is a member of the New York Bar.

"VLP's people and its truly innovative business model resonate with me in a profound way," said Levenglick. "By taking full advantage of cutting-edge technology, the firm is pioneering the future of the practice of law and the seamless delivery of outstanding service to clients in a cost effective manner. I am very much looking forward to collaborating with VLP's exceptionally distinguished team of lawyers."

About VLP:

Founded in 2008, VLP (www.vlplawgroup.com) is a business and transactional law firm that delivers top quality, efficient and cost-effective legal services. Our practice reaches across many industry sectors, including high tech, life sciences, angel and venture capital financings, clean tech, retail, consumer product, commercial lending and real estate. VLP has continued its strong growth, and in recent months has added noted attorneys from firms on the West and East coasts who believe VLP's unique, client-oriented and cost-effective model is the best platform for their practice. Our partners are regularly recognized by their peers as outstanding attorneys, and the firm has been recognized as a top company for its promotion of quality of life in the workplace.

VLP partners represent clients that vary in size from individual executives and early-stage startups to Fortune 500 companies. Our client base includes public and private corporations, venture capital investors, private equity funds, educational institutions, nonprofits and individuals. We provide general corporate, licensing, contract, intellectual property protection and counseling, securities regulation, financing, executive compensation, merger and acquisition, real estate, tax and other legal services.

VLP is a geographically distributed firm of highly qualified attorneys with exceptional credentials and an average of over 10 years of experience. We have no central office, and our technology platform allows us to collaborate easily and to operate with a small, highly specialized staff. Our lean model means that we can provide sophisticated, focused services to our clients, and we can do it at competitive rates.

For more information about VLP, visit http://www.vlplawgroup.com .

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.