Its main ingredients include white shea butter, beeswax and seaweed extract. In clinical trials, shea butter was found to moisturize the outer layer of skin, protect against climate and UV aggressions, and prevent wrinkle formations. The seaweed extract, found in many of our products, is what helps firm skin, restore elasticity, and improves the complexion providing a more youthful skin tone.

Bonne Foi's Nourishing Face Cream does not contain any petroleum by-products or mineral oil as these ingredients can clog pores, suffocate skin, and cause premature aging.

The chemist that formulated the Nourishing Face Cream had been developing anti-aging products for more than a decade when he began developing the Bonne Foi line of products. The formula is based on the theory developed by Dr. Peter Agre, who won the Nobel Prize in Chemistry in 2003 for his ground-breaking discovery of aquaporins which is used in the Bonne Foi product line. Aquaporins allow anti-aging and nourishing ingredients to penetrate skin down to the cell level.

Bonne Foi anti-aging skin care products are specially formulated to work for people of all ethnicities and on a wide variety of skin types and tones. This Nourishing Face Cream completes our night-time skin care regimen.

More information: http://www.bonne-foi.com .

About Bonne Foi Beauty:

Bonne Foi Beauty is based in Huntington Beach, California, and began formulating anti-aging skin care products in 2010. Based on Nobel Prize-winning chemistry, Bonne Foi produces a line of natural skin care products formulated to rejuvenate skin and greatly slow down the aging process. All Bonne Foi products are 90 percent natural and contain no harmful chemicals or toxins. Bonne Foi means "Good Faith" and with good faith its wish is for everyone to age gracefully.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

At EPIC, Brown will oversee client care and service, claims management, claims review and audits, negotiation, and client advocacy. In this role, Brown will assist clients with education and assistance in the claims process and will ensure the receipt of timely and accurate settlement payments.

"Hilton is an outstanding addition to our growing team in Southern California and an excellent resource for our clients," said EPIC co-founder, Dan Francis. "We are very pleased to have a professional of Hilton's caliber join EPIC."

Before joining EPIC, Brown spent nine years with Marsh, Inc. located in Los Angeles, Calif., starting as an associate consultant and progressing to the position of vice president. Brown managed client advocacy, negotiations with insurers and adjusters, vendor relations, settlement support, and claims oversight for general liability and property loss throughout Marsh's entire western region.

"I've landed in a great place," states Brown. "EPIC highly values innovation and delivers an excellent standard of client care while fostering a healthy work/life balance for their employees. In our industry, the EPIC culture is unique and I am excited to be a part of their growing team."

Brown is a graduate of Santa Ana College, where he obtained an Associates of Arts in Liberal Arts. Additionally, he holds an Associate in Risk Management certification and a current California Fire & Casualty license.

Brown is an officer of Toastmasters International, Inc. and is recognized by the organization as a "Competent Communicator."

Hilton Brown can be contacted at:
EPIC Insurance Brokers
555 S Flower St, Suite 4420
Los Angeles, CA 90071
Direct Phone: 213-629-8904
Cell Phone: 949-943-0553
Fax: 888-772-3742
Email: hbrown@edgewoodins.com.

About EPIC:

EPIC is a new and innovative California-based retail property and casualty and employee benefits insurance brokerage firm. The company provides a unique equity ownership opportunity and has created a values-based culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

The fastest growing brokerage in the state, EPIC now has nearly 300 team members operating from seven offices across California (Los Angeles, Irvine, Folsom, San Francisco, San Mateo Petaluma and San Ramon).

With nearly $60 million in revenues, EPIC ranks among the top 50 retail insurance brokers in the United States and is the 5th largest privately-held broker in California. For more information, please visit http://www.edgewoodins.com .

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

Developed by 360 Mortgage Group Chief Operating Officer Andrew WeissMalik, Broker Docs automatically and instantaneously delivers closing instructions to a closing agent whenever a broker submits a documentation order request and a "Clear to Close" has been issued within the file. This allows closing agents to work on a file prior having a 360 Mortgage Group closer review it, thereby reducing the time required to close a file.

"Instead of having to wait on our staff to process a doc order request and deliver closing instructions to the closing agent, now the originator stays in control of the delivery of closing instructions," WeissMalik said. "As far as we can tell, no other wholesale lender is offering this kind of tool to its brokers."

The development of Broker Docs is the latest in a series of proprietary tools 360 Mortgage Group has developed to empower its brokers to complete as much of the origination process as possible. Previous advancements include the development of FHA Connection, which allows 360 brokers to pull case numbers directly from FHA's portal, and an online chat tool that instantly connects brokers to a 360 account executive.

"360 Mortgage Group does not hire anyone it can't explicitly trust to deliver zero-defect, salable loans," WeissMalik added. "We have built our technology platform with an eye towards putting as much control as possible in the hands of our brokers, and our minuscule default rate demonstrates that trust has not been misplaced."

About 360 Mortgage Group, LLC:

Established in 2007, 360 Mortgage Group, LLC ( http://www.360mtg.com ) is a privately owned mortgage bank that has successfully utilized its high-technology platform to provide better communication and customer service to business partners. An approved Fannie Mae seller/servicer, 360 Mortgage Group is headquartered in Austin, Texas and services more than 25 states across the United States.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

NGDATA enables organizations to obtain real-time business insights based on large amounts of data gathered from their audiences. These valuable insights are used to make quick and efficient decisions and improve business performance.

NGDATA, founded by seasoned entrepreneurs Luc Burgelman, Frank Hamerlinck, Steven Noels and Jurgen Ingels, recently acquired Outerthought, a Belgium-based company with a strong track-record in big data technology. This acquisition is a first step in NGDATA's goal to become a major player in the big data solutions industry.

Big Data, Big Business:

Market studies show that the future success of companies will depend on their ability to capture, analyze and gain insights from their audiences. Companies want to capitalize on the massive amounts and more complex sets of data they can gather to inform and facilitate fast decision-making. Using big data will help to better understand customer behaviors and get much more accurate insights. This allows companies to execute targeted actions, such as personalized advertising, detection of fraud, one-to-one marketing, etc.

NGDATA targets consumer-facing industries as a big data software provider and is now seeking to secure capital to fuel the company's continued growth. The additional funds will be used to accelerate the development and roll-out of the product roadmap and support business development activities in the United States.

Key to NGDATA's growth strategy is the further development of "Lily," a big data management platform. Lily is set to revolutionize the way companies aggregate vast amounts of data, extract business insights and use this enriched data to impact business operations. Lily provides a user-friendly interface and machine learning engine to easily manage extensive data and quickly obtain powerful insights to generate real-time recommendations and improve business performance.

"Our unique big data management platform is the result of significant R&D investments and demonstrates NGDATA's commitment to develop technologies that have a tremendous positive impact for our customers and partners," said Luc Burgelman, Chief Executive Officer of NGDATA. "We want to secure additional capital to expand our technology lead, increase customer adoption and accelerate our business development efforts."

Experienced management and investors to drive growth:

Driving this business growth are founders and private investors Luc Burgelman, Frank Hamerlinck, Steven Noels and Jurgen Ingels who bring a wealth of combined experience to NGDATA. While Ingels will have an advising role, both Burgelman and Hamerlinck take on an active role in the senior management of NGDATA as CEO and COO. They are joined by Outerthought founder Steven Noels who remains at the forefront of NGDATA as VP Product. Over the past few years, Noels has steered Outerthought towards an established position in the big data market.

Luc Burgelman and Frank Hamerlinck were co-founders, CEO and COO/CTO respectively, of Porthus which went public in 2006 and was acquired by Descartes Systems Group in March 2011. Luc Burgelman was EVP Global Marketing and Product Strategy at Descartes and currently holds board positions at multiple technology companies. Frank Hamerlinck held the position of EVP Global R&D at Descartes. Prior to Porthus Hamerlinck held management positions at VolvoIT. Jurgen Ingels is founder and CFO of Clear2Pay. Previously, Ingels worked at Dexia Bank. He is a board member of different technology companies and investment funds and co-president of the French & Benelux Tech Tour which will be held in May.

With the acquisition of Outerthought, NGDATA now has a solid foundation to further execute its business plan and growth strategy. Securing extra funding will accelerate the implementation of the strategy.

About NGDATA:

NGDATA brings big data technology and machine intelligence together, allowing organizations to capitalize on the massive amounts of data that is generated today. NGDATA develops Lily(*Note), a big data management platform that offers an easy way to extract powerful business insights in real-time and benefit from enriched data to make an immediate impact on business performance. NGDATA's global partner community provides expert services best suited to meet evolving big data needs. NGDATA is a privately-held company with headquarters in Ghent, Belgium. More information and recent updates are available at http://www.ngdata.com .

(*NOTE: based on Apache HBase, Apache Hadoop and Apache Solr, trademarks of the Apache Software Foundation.)

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

This new skin care product is based on a combination of stem cell and infrared nanotechnology. It is the most potent skin care formula that combines gene therapy (FGF1 peptide) and Far Infrared Powder (FIR) to rejuvenate and restore the beauty of damaged or aging skin.

This new Elixir of Life Serum helps to activate the body's stem cells to repair damaged tissue and skin regeneration.

"Results are proven. The FGF1 peptide – the stem cell activator – helps to increase new skin cell growth at least 10-20 times faster than with other skin care products," says Nataly Giter, founder, E'shee Clinical Esthetic.

Elixir of Life is ideal for people with circulation problems due to external factors such as pollution, and physical problems due to illness, medications or smoking. It works to repair dark circles and broken capillaries; delays the overall skin aging process through skin repair and re-growth; and also works to properly heal and repair scar tissue.

People of all ages – men and women – will see physical results within 30 days. Skin will be healthier and firmer with a smoother and more even skin tone.

"Ultimately, this new product helps to restore blood flow; aids with toxin removal; repairs broken capillaries; and reverses skin damage. We are very excited to offer this to anyone wishing to dramatically improve their skin care," says Giter.

About E'shee Clinical Esthetic:

E'shee was launched in 2009 by Nataly Giter, a hands-on skin care professional with more than 20 years of experience. Through research and practical experience, she learned about the most effective ingredients for advanced skin care and became associated with Dr. Chiu, a professor from Ohio University and the first global pioneer to clone the human FGF-1 gene.

Together with Dr. Chiu and their combined connections to industry professionals, they utilized FGF1 to create an extraordinary anti-aging product line, using 99 percent pure FGF1 peptide – the best quality available outside of the human body.

For more information on E'shee Clinical Esthetic, visit: www.esheeesthetic.com .

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

Chen comes to Sample Digital from senior CTO/CIO posts at digital media company Tokyopop, Wheels Financial Group, and QubeMedia where he was a founding member of the team building a prototype for delivering video to home devices in alliance with TV manufacturers to embed the software created in a partnership with Reality Check Studios (interfaces for the NFL, FOX Sports, NASCAR, and DIRECTV graphics). With expertise in streaming media, content management and delivery systems, Web security and e-commerce, Chen has served as senior consultant to Microsoft, handling the software giant's engagements with companies such as Gap.com, eBay.com, and DVD Express. For Grammy-winning artists and Oscar-winning actors he has designed and built digital post-production platforms customized to enhance the creative process. Chen is a UCLA graduate with a Master's Degree in Computer Science.

"Chris comes aboard as our new iPad app is extending our dax platform to the mobile world," said Patrick Macdonald-King, CEO Sample Digital. "Chris is a seasoned IT professional and the perfect team leader to oversee the expansion of our services due to overwhelming demand from top film and TV producers and distributors for tapeless digital workflows. We will continue our growth further upstream into the studio ecosystem and Chris's experience and vision we will get there faster."

Sample Digital has seen 50 percent growth over the past year due to an increase in demand for automation of the production process and the launch of dax|Mobile(TM) with iDailies(R), a subscription service exclusively for Apple's iPad. The new iPad app, available on the iTunes App Store, is an innovative collaborative workflow tool for professional film/TV production, post-production and marketing creatives and executives who require working access 24/7 to in-progress content.

Sample Digital's enterprise level customers include such companies as Warner Bros., 20th Century Fox, CBS, A&E, Showtime and Lionsgate. Shows currently using dax include: CSI, Two and a Half Men, Dexter, Glee, The Mentalist, How I Met Your Mother, Terra Nova, NCIS, Person of Interest and Mad Men. Recent feature film productions include Ides of March, Rise of the Apes, Dolphin Tale, Alice in Wonderland, Iron Man and Immortals. Sample Digital's customers include most major Hollywood studios and network/cable channels.

Sample Digital's patented dax|D3(TM) system is a media production workflow accelerator and content management application platform. The new dax|Mobile with iDailies(R) service enables authorized users to connect via their iPads and securely stream media and navigate between titles, projects, dailies reels, photos, and documents (such as scripts and production reports) via Sample Digital's secure network.

About Sample Digital Holdings LLC:

Hollywood-based Sample Digital (www.sampledigital.com) delivers production workflow and media management applications and services to companies who produce, distribute and license audio-visual and rich media content.

Sample Digital's suite of applications, including dax|D3(TM), Digital Dailies(R) and iDailies(R), optimize business process in content production and distribution management for such creative leaders as 20th Century Fox, CBS, Warner Bros., Showtime, Lifetime Television, Summit Entertainment, and Lionsgate. Our clients have found using Sample Digital's platform reduces production and distribution expenditures, improves time to market and minimizes risk – both creatively and financially.

Sample Digital's core platform, dax, is a highly secure web-based environment where users can share ideas, information and content created throughout the production or campaign lifecycle, or as required for trafficking and distribution of final product. dax incorporates media production workflow and collaboration, transcoding, distribution and security services into one robust, extendible solution available via desktop, set top box and mobile applications.

dax|D3(TM) and dax|Mobile(TM) are trademarks of Sample Digital Holdings LLC, the makers of dax, the production workflow accelerator, and Digital Dailies(R). Digital Dailies(R) and iDailies(R) are registered trademarks of Sample Digital Holdings LLC. All other trademarks acknowledged.

For more information: see contact info at http://www.sampledigital.com .

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

Most recently, Equation Technologies' Pat Wade and Bharti Meisuria completed certification requirements at Partner Implementation Training at Intacct headquarters in San Jose, California. Last year, Annette Balgord was the first from the organization to become certified for Intacct.

"We are increasingly being asked by our clients about the benefits of cloud-based accounting software," said Equation Technologies' president, Pat Wade. "With Intacct, we are able to offer the ease and convenience of cloud computing; powerful accounting features and reporting; key data at a glance through user-defined dashboards; and anytime anywhere connectivity."

"The certification of additional members of the Equation Technologies team is an indication of the firm's commitment to Intacct and the growing interest and enthusiasm for our cloud financial management and accounting software in Canada," said Intacct vice president of Channels Taylor Macdonald. "Equation Technologies is a recognized accounting technology leader, ranking among the Top 100 VARs in North America by Accounting Today and we are delighted to have them representing Intacct."

About Intacct:

Intacct is the cloud financial management company ( http://us.intacct.com ). Intacct applications are used by more than 5,000 organizations from startups to public companies and are designed to improve company performance and make finance more productive. The Intacct system includes accounting, contract management, revenue management, project and fund accounting, inventory management, purchasing, vendor management, financial consolidation and financial reporting applications, all delivered over the Internet via cloud computing.

About Equation Technologies:

Equation Technologies ( http://www.equationtech.com ) has been a leader in the implementation of ERP technology, systems integration and advanced custom development since 1985. Partnerships with proven technology leaders, including Intacct, Avectra, Sage and Deltek allow Equation to help clients effectively manage finances, projects, people, constituent relationships, and assets.

The company has received awards including Accounting Today's "Technology Pacesetter," and the Sage Customer Excellence Award for its high level of client satisfaction.

Equation Technologies assists clients by providing solution design, product evaluation and selection, project implementation, education, and support. Equation offers advanced custom development for extending and enhancing the applications they support.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

Riedemann is originally from Lake City and is proud to be serving her native Southern Minnesota. She specializes in service, roof maintenance, and repairing roofs that other estimators might give up on. "I love telling a client that I can save their roof," she said. This saves her clients money and has earned her a reputation of being fair and honest.

Taking care of customers is what brought her to Allweather Roof. She explained the appreciation for the customers and the care and concern for the customers really attracted her to the company.

Riedemann hasn't come across too many women on the branch manager level in her field, which allows her to tell more men what to do, she joked. She said that she is excited to be pioneer in the industry and loves being out on a roof giving clients great service.

"Although it is rare for a woman to hold a branch manager position, in a primarily male dominated industry, we knew we were getting the best person for the job," said Ken Sorensen, president of Allweather Roof. "She understands how roofs perform and how ongoing maintenance can extend the life of a good roof."

Allweather Roof specializes in Rubber (EPDM), Built-up (BUR), Thermoplastic Poly Olefin (TPO), Poly Vinyl Chloride (PVC), Modified Bitumen, and Coatings for industrial roofing projects in Minn. and throughout the Midwest.

More information: http://www.allweatherroof.com .

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

In 2011 alone, FireFighting's Finest delivered over 10,000 lbs. to the Tarrant Area Food Bank through consistent monthly collections as well as a number of food drives. That is enough food to provide for over 7,600 life-saving meals to those in need in the greater Fort Worth-Dallas area. The employees of FireFighting's Finest are almost all active duty firemen and women which may explain their philanthropic spirit!

Move For Hunger is a non-profit organization that works with relocation companies from across the country to provide support to food banks and local pantries. Many people throw out a good deal of "stuff" when they move. Unfortunately, a lot of this "stuff" is food that could be delivered to a family in need rather than thrown away. As a Move For Hunger affiliated mover, FireFighting's Finest offers to collect any unopened, non-perishable food items from their customers and deliver that food directly to the Tarrant Area Food Bank.

"We are extremely proud of FireFighting's Finest Moving & Delivery, their enthusiasm and dedication is a model for all of the companies involved in our fight against hunger," says Adam Lowy, executive director of Move For Hunger. "The staggering amount of food they have delivered is a true testament to the ability of our nation's moving companies to fight hunger."

The 2011 Mover of the Year Award is the first time the annual award has been bestowed on one of the Move For Hunger affiliated companies. The award recognizes a mover's dedication towards fighting hunger in their local community. Each of the moving companies involved with Move For Hunger pledge to collect at least 300 lbs. of food per year and to include hunger awareness materials to every customer they serve.

About Move For Hunger:

Move For Hunger is a non-profit organization that works with relocation companies across the country to pick up unwanted, unopened food from those who are relocating and deliver it to local food banks across the country. To date, Move For Hunger is working with over 250 movers in 40 states and has delivered more than 420,000 pounds of food to food banks throughout the country. For more information on Move For Hunger, visit http://www.MoveForHunger.org .

Move For Hunger, 1930 Heck Avenue, Bldg. 1, Ste. 1, Neptune, NJ 07753.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.

Many of the properties that began the foreclosure process in the third and fourth quarters of 2011 will become bank-owned properties in 2012, and many will also end up as short sales. Lenders continue processing more of the 2011 delayed delinquencies, plus new foreclosures caused by high and extended unemployment. Homeowners with severely underwater mortgages push smaller but continuous surges of foreclosures also depressing home prices.

Increasing foreclosures will likely drive foreclosure inventory higher, generating bidding wars with buyers, investors and real estate agents waiting for more choice properties to become available.

The recent number of bank foreclosures filings decreased 28 percent, and home prices increased 12 percent over 2011. Many people are without good-paying jobs and have settled into lower-paying positions, thereby exasperating the situation.

Unemployment numbers recently reflected a hiring of some 264,000 new employees, but there are hundreds of thousands of others who have stopped looking for work, a classification different from the unemployed, known as jobless.

The Obama administration said it was expanding eligibility for its Home Affordable Modification Program, known as HAMP, to borrowers with higher debt loads and tripling the incentives it pays to banks that reduce principal on loans using some of the $29 billion set aside for the program. The opponents say that this intervention further prolongs the depressed housing market, and suggest that the market could correct itself more effectively by allowing bankruptcies and foreclosures to bottom-out, permitting the market to then begin rebuilding with a clean slate.

President Obama wants Congress to approve a $5 billion to $10 billion program to help U.S. homeowners refinance their homes as part of a vast package of proposals to support the depressed housing market, including a tax on banks to pay for the plan.

Bank Foreclosures Rates Change:
AL: 13.85 percent.
AR: -32.81 percent.
AZ: -44.25 percent.
CA: -42.57 percent.
FL: -35.23 percent.
GA: 20.62 percent.
IL: 18.12 percent.
IN: -4.35 percent.
KS: -8.24 percent.
KY: -24.63 percent.
LA: 16.98 percent.
MI: -11.83 percent.
NC: -31.99 percent.
NJ: -19.80 percent.
NV: -30.32 percent.
NY: 12.20 percent.
OH: -34.22 percent.
OK: -17.37 percent.
TN: -8.95 percent.
TX: -33.98 percent.
UT: -36.74 percent.
VA: -36.50 percent.
WA: -15.90 percent.
U.S. Average: -28.36 percent.

Foreclosure Prices Change:
AL: 19.60 percent.
AR: 0.26 percent.
AZ: -9.82 percent.
CA: -12.65 percent.
FL: 8.79 percent.
GA: -26.90 percent.
IL: -25.09 percent.
IN: 14.15 percent.
KS: 2.88 percent.
KY: 27.48 percent.
LA: 9.38 percent.
MI: 24.72 percent.
NC: -16.31 percent.
NJ: -12.10 percent.
NV: -32.07 percent.
NY: -35.95 percent.
OH: -10.88 percent.
OK: 21.63 percent.
TN: 6.52 percent.
TX: 43.45 percent.
UT: -8.61 percent.
VA: -8.53 percent.
WA: -7.76 percent.
U.S. Average: 12.54 percent.

Data from Bankownedproperties.org shows that Arizona, California, Florida, Texas, and Georgia foreclosures actually decreased by thousands of properties, while Colorado increased by over 5,000 properties, and were higher priced, as were homes in Texas. All of these states have been among the most affected by the economic meltdown in the last four years, as families cope with lost jobs and reduced incomes.

Copyright © 2012 CitizenWire™; and Neotrope®. CitizenWire is a publication of the Neotrope News Network.